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Funding options for every stage

Six ways to put capital to work in your business. Not sure which fits? Reach out once and your advisor will match you with the best option.

Fast cash for day-to-day needs

Working Capital

Short-term funding to keep operations running smoothly and seize opportunities as they come. Get a lump sum quickly and repay on a set schedule over a few months to a few years.

Great for

  • Payroll, rent and operating expenses
  • Inventory and supplier payments
  • Bridging gaps while waiting on receivables
  • Marketing pushes and seasonal ramp-ups

At a glance

Amount
$10,000 – $2,000,000
Time to fund
As fast as 24 hours
Payments
Daily, weekly or monthly
Term
6 months – 3 years
Credit
550+
Collateral
Typically none
Get Working Capital
Flexible access

Revolving Line of Credit

A revolving line you can draw from whenever you need it. Pay back what you use and your available credit replenishes — a financial safety net that's ready when you are.

Great for

  • Managing uneven cash flow between invoices
  • Unexpected repairs or expenses
  • Ongoing working capital without reapplying

At a glance

Credit line
$10,000 – $500,000
Time to fund
1 – 3 days
Payments
Weekly or monthly
Draws
As needed
Credit
600+
Collateral
Typically none
Apply for a Line of Credit
Planned growth

Business Term Loans

A set amount of capital up front, repaid on a fixed schedule with predictable payments. Best for established businesses with solid financials that are planning a specific investment.

Great for

  • Expansion, renovations or a new location
  • Large purchases and major projects
  • Refinancing higher-cost debt

At a glance

Amount
$25,000 – $2,000,000
Time to fund
2 – 10 days
Payments
Weekly or monthly
Term
1 – 5 years
Credit
650+
Time in business
2+ years
Apply for a Term Loan
Government-backed

SBA Loans

Loans partially guaranteed by the U.S. Small Business Administration and issued by approved lenders. They take longer and have stricter requirements, but offer some of the lowest rates and longest terms available to small businesses.

Great for

  • Buying a business or partner buyouts
  • Purchasing or improving commercial real estate
  • Long-term expansion at a lower cost

At a glance

Amount
$50,000 – $5,000,000
Time to fund
30 – 90 days
Payments
Monthly
Term
Up to 25 years
Credit
680+
Time in business
2+ years
Apply for an SBA Loan
Payments that flex with your sales

Revenue-Based Financing

Revenue-based financing gives you a lump sum today in exchange for a portion of your future sales. There's no fixed monthly payment — remittances are tied to your revenue, so they adjust when business slows down.

Great for

  • Covering payroll, rent or seasonal slow periods
  • Buying inventory ahead of a busy season
  • Jumping on time-sensitive opportunities
  • Businesses with strong sales but imperfect credit

At a glance

Amount
$10,000 – $2,000,000
Time to fund
As fast as 24 hours
Remittance
Daily or weekly
Term
3 – 18 months
Credit
500+
Collateral
None
Apply for Revenue-Based Financing
Grow your capacity

Equipment Financing

Finance new or used equipment — from kitchen gear and medical devices to trucks and heavy machinery. The equipment serves as collateral, so approvals are fast and your cash stays in the business.

Great for

  • Trucks, trailers and work vehicles
  • Construction and manufacturing machinery
  • Restaurant, salon and medical equipment
  • Technology and point-of-sale systems

At a glance

Amount
Up to 100% of cost
Time to fund
2 – 5 days
Payments
Monthly
Term
12 – 72 months
Credit
600+
Collateral
The equipment
Apply for Equipment Financing

Figures shown are typical ranges across our funding partners and are not a commitment to lend or fund. Final amounts, terms and costs depend on your business profile and the funder's underwriting.

Not sure which program fits?

Reach out once — we'll compare your options and recommend the best match.

Get Matched